How To Apply for Unemployment Benefits

One of the things which none of us want to have to think about is not having a source of income. However, there are times when you might have lost a job, might be between jobs, or otherwise be unable to work. For these folks it’s important to know how to apply for unemployment benefits. Here is a guide for those looking to know more about how to apply for unemployment benefits.

Eligibility: Maybe the most important point about unemployment benefits is whether or not you are eligible. In order to qualify, you need to have 680 hours of covered employment in your base year to meet the first threshold. Other things which will usually qualify you for eligibility are that you were laid off, you’re not physically able to work, how active your pursuits for new work are, and whether or not you are available to work.

When: Another thing you need to know about how to apply for unemployment benefits is “when” to file this claim. Generally, you have to file a weekly claim any time beginning at 12:01 am on Sunday until 5 pm of the last working day of that week (usually Friday). Sunday is the first day…

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Unemployment Application

Getting laid off is something that obviously no one wants to happen but, unfortunately, it is a reality in today’s employment environment. If you’ve been laid off and are considering applying for unemployment, there are some things you should consider.

First of all, your eligibility will need to be determined and you will have to meet the following conditions:

  • You must be out of work through no fault of your own. You cannot have been fired or quit.
  • You must be actively seeking a job.
  • You must be physically able to work.

If you meet those requirements, you may be eligible for unemployment. Note: If you are or were self-employed or working as an independent contractor, you will most likely not be eligible for unemployment benefits. If you are unemployed due to a job related injury, you should most likely try filing a claim for worker’s compensation benefits through your former employer before applying for unemployment. Your state’s unemployment commission may require that you apply for worker’s comp before filing with the government.

To apply, you will need to follow the rules set by your state. Go online, if you are able, to your state’s official website and search for unemployment application information. There may be…

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Unemployment Weekly Claims

Finding the best guide to unemployment weekly claims 101 is something that everyone who is trying to maintain their unemployment coverage really needs. Once you have filed your initial paperwork and gotten your PIN it’s important to remember to file your weekly claim. Here is an unemployment weekly claims 101 checklist that every filer should remember.

Time: You only have a certain number of hours to file your weekly unemployment claim. It’s a good idea to have a set time, earlier in the week if possible, where you dedicate a portion of your time to filing your claim. Most weeks you can file anytime after 12:01 am on Sunday until 5 pm of the final working day of the week, typically Friday, so get it done before you lose out!

Always Apply: As long as you are unemployed and seeking benefits, another thing you need to be aware of about filing your weekly claim is that you have to keep filing so long as you remain “unemployed.” If your case is somehow under appeal or if you are being reviewed for eligibility you still have to file your weekly claim. You will not be reimbursed for the time you were undergoing appeal…

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Filing For Unemployment Benefits

Being laid off from your job can be a stressful and emotional time in a person’s life. Almost immediately a paycheck disappears and you’re left wondering what to do financially.  Filing for unemployment benefits is something you may be able to do to receive benefits to help you bridge the gap until you find a new job. In a number of states you can file for unemployment online or by phone without having to leave your home.

If you have recently moved or lived in a residence that was in a different state from where you worked you will more than likely need to file for unemployment benefits in the state where you worked. It’s always best to check with your local unemployment office first to make sure you are filing in the right place before you begin the application process. The process does vary slightly from state to state.

The state in which you are filing for unemployment benefits will have a list ready for you that outlines what documentation and information you need to provide in order to be approved and begin to receive benefits. Some of the information that may or may not be required by your specific state…

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Top 10 Things You Should Know About Unemployment Benefits

Unemployment Benefits are a financial assistance program that is available upon application; it is not an entitlement. As a result, people need to apply to receive the benefits and must meet specific criteria to be approved. The UI assistance program is intended to help those who worked and were suddenly terminated from their jobs but it wasn’t their fault, i.e. the person wasn’t fired for cause. As a result, it’s important to remember the following when applying:

Be Truthful on the Application – accurately reporting why a job was lost is key to an approved application. UI program will check with employers who can challenge a UI claim and provide proof a person was let go for cause or quit working on their own. Both will dismiss a UI claim.

Reporting Any Other Income – Because the program is intended to help those looking for work, it’s not fair to help someone who has other income to rely on. Thus all income needs to be reported for a fair evaluation of benefit eligibility. Hiding income can be considered fraud which can be prosecuted.

Be Available – Applicants receiving UI benefits need to be available to work and appear for a…

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Unemployment Benefit Eligibility

The federal government pays for and finances Unemployment Benefits (UI) in, but it is the individual state government that administers the program. As a result, applicants need to apply to obtain unemployment benefits. Those who apply have to meet specific eligibility requirements specified in both federal and state laws. Proof of these requirements don’t necessarily have to be provided completely during the application, but they will need to be available during review or exist in a manner that can be confirmed through government databases.

Those who do apply for benefits need to have the following:

  • Proof that a sufficient minimum amount of income was earned working during the time prior to submitting a UI claim. This time period is referred to as the base period, which involves the prior 15 to 17 months before the unemployment claim was filed . For California, the base period is 12 months.
  • The applicant is now unemployed or reduced to part-time status.
  • The change in employment status was no fault of the employee but imposed by an employer.
  • The applicant can perform physical work again.
  • The applicant is available to perform new work if offered.
  • The applicant is actively looking for employment which can be documented (i.e. copies of applications, contacts…
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How To Get Unemployment Benefits

With the unemployment rate on the rise, many people are once again trying to find information about how to get unemployment benefits. Although Federal laws provide guidelines for states to follow regarding the administration of unemployment benefits, each state has its own set of rules and regulations, and the process for application varies.

In order to file a claim, you should locate the unemployment insurance agency of the state in which you wish to file. This agency can provide you with further information about how to get unemployment benefits in your specific area. Since processing times can vary significantly, it is extremely important to contact this agency as quickly as you can after becoming unemployed. It typically takes two to three weeks for your claim to be processed and for you to receive your benefit payment. Some states will allow you to file your claim via the telephone or online as well.

What happens when you file a claim?

When you file your unemployment claim, you will be asked numerous questions about your specific situation. It is a good idea to have important information and documentation handy before you begin filing in order to prevent delays in the processing of your claim. Incorrect…

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New York Post Claims Census Falsifies Unemployment Figures

When the 2012 presidential election was coming to a close Americans were given some great news: Unemployment for August-September fell drastically from 8.1% to 7.8%. This could not have come at a better time with the elections right around the corner. This week the New York Post has learned that those numbers could have been falsified. The Post has cited a reliable source, that works for the Census Bureau, as being told to manipulate the numbers and to make matters worse, this may not be the first time the unemployment rate was manipulated. The unemployment rate is one of the most watched numbers to help indicate how the economy is fairing.
The Post also has uncovered that this Census Bureau employee was caught falsifying unemployment statistics in September 2012 and other times as well. The first time he was caught was right before the Presidential elections. The employee has now come forward and is willing to talk with Congress and the Labor Department if asked to do so. That employee who was caught manipulating survey results is Julius Buckmon. He states that he was told to change the figures and make up false figures by someone higher up in the Census…

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Unemployment Weekly Claims Explained

There are many things many of us never imagine we’d ever have the need to understand. Like the procedure for filing for unemployment. However, if you are laid off work and need to know the basics it helps to have this guide to unemployment weekly claims 101. Here is a simple guide to understanding the unemployment claims process.

Qualify: Maybe one of the first things you should know about unemployment weekly claims 101 is if you qualify. If you don’t qualify, you can’t file. Qualification typically goes to people who are able to work, who’ve lost their job not of their own volition and who have 680 hours of verifiable work in the previous calendar year. If that’s you, then there’s a good chance that you indeed do qualify.

PIN: The next step in unemployment weekly claims 101 is you need to set up an account with a personal identification number. This PIN will be how you file your claims week after week, whether on the phone or online. The PIN should be a 4 digit number that’s easy enough for you to remember but not easy enough for pillagers to figure out. If you lose or forget your PIN you can…

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Unemployment Benefits 101

Unemployment benefits are provided through The Federal-State Unemployment Insurance Program, and are designed to assist individuals who have become unemployed through no fault of their own. Although Federal Law has established certain guidelines, each state has the ability to utilize their own set of laws and unemployment eligibility requirements within those guidelines. In most states, the unemployment benefit programs are funded with the use of money that comes from unemployment taxes that are paid by the employers. There are currently three states, however, that require minimal contributions from employees.

Unemployment Benefits 101- What You Need to Know

In order to become eligible for unemployment benefits, you must meet the eligibility requirements for your specific state. Criteria that are typically evaluated include:

  • Length of employment: The length of employment requirement varies with each state.
  • Wages earned during the “base period”: In most states, the “base period” is the last four of five calendar quarters that completed before you filed your claim.
  • The reason you have become unemployed: Although specific states have their own set of rules that regulate the eligibility of different employment termination situations, most generally, you must have become unemployed through no fault of your own.
  • In order to remain eligible to receive benefits, you…
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